UNINSURED DRIVER CASES
Crashed by an Uninsured Driver? Don’t Lose Hope.
Being in an accident is stressful, but finding out the other driver has no insurance adds a whole new layer of worry. However, there may still be options available to you. At Martz and Lucas, we specialize in UM/UIM claims, helping victims of uninsured and underinsured drivers recover the compensation they deserve. Contact us today for a free consultation and learn how we can help.
SERVICES OFFERED
Hitting the road shouldn’t be a gamble on other drivers’ insurance coverage. At Martz and Lucas, we understand the frustration and financial hardship caused by uninsured or underinsured motorists (UM/UIM) accidents. We offer comprehensive legal services to help you navigate these complex cases and recover maximum compensation, including:
- UM/UIM Claim Expertise: Our attorneys are experienced in handling UM/UIM claims and understand the specific laws and regulations in Indiana. We’ll work diligently to determine if you have UM/UIM coverage on your own insurance policy and help you file a claim efficiently.
- Investigating the Accident: We’ll conduct a thorough investigation to gather all available evidence, including police reports, accident scene photos, and witness statements. This evidence is crucial to build a strong case for your UM/UIM claim.
- Negotiating with Your Insurance Company: UM/UIM claims can involve complex negotiations with your own insurance provider. We’ll handle all communication with the insurance company, advocating aggressively on your behalf to ensure you receive a fair settlement.
- Maximizing Compensation: We’ll fight to recover the maximum compensation available under your UM/UIM policy, including medical bills, lost wages, pain and suffering, and vehicle damage.
- Exploring All Options: In some cases, there might be additional avenues for compensation beyond your UM/UIM coverage. We’ll explore all possibilities to ensure you receive the compensation you deserve.
COMMON CONCERNS
Being involved in an accident with an uninsured driver can be a confusing and frustrating experience. Here are some of the most common concerns people face:
- Understanding UM/UIM Coverage: Many drivers are unsure if they have UM/UIM coverage on their auto insurance policy, or what it covers. You might be worried about whether your policy applies to your situation and what benefits you’re entitled to.
- Dealing with Your Insurance Company: UM/UIM claims can be complex, and negotiating with your own insurance company for a fair settlement can be stressful. You may be concerned about the insurance company denying your claim or offering a low payout.
- Financial Burden of Medical Bills: Medical expenses after an accident can quickly add up, especially if you suffer serious injuries. You might be worried about affording ongoing treatment and how to manage the financial burden without adequate compensation.
- Lost Wages and Earning Potential: Serious injuries can leave you unable to work, impacting your income and financial stability. You may be concerned about lost wages and how to provide for yourself and your family, especially without a full settlement.
- Limited Recovery Options: Uninsured drivers often have few assets, making it difficult to collect a judgment. You might be worried that you’ll be left with little to no compensation for your injuries and damages.
MARTZ AND LUCAS CAN HELP:
We understand these concerns and can help navigate the complexities of UM/UIM claims. Our experienced attorneys will:
- Review Your Insurance Policy: We’ll thoroughly review your auto insurance policy to determine if you have UM/UIM coverage and explain the specific benefits available.
- Handle Negotiations with Your Insurance Company: We’ll handle all communication with your insurance company, advocating aggressively on your behalf to ensure you receive a fair settlement offer.
- Explore All Avenues for Compensation: We’ll investigate all potential sources of compensation, including the at-fault driver’s assets or pursuing claims against other liable parties.
- Guide You Through the Legal Process: We’ll handle the legal aspects of your case, allowing you to focus on your recovery.
contact Us
Don’t face these challenges alone. Contact Martz and Lucas today for a free consultation. Let us fight to get you the compensation you deserve after a crash with an uninsured driver.
Ready to move forward? Contact Kelli, our Case Manager, now.
